David Tonge Financial Services

David Tonge Financial Services
Tel. 0161 976 2016
Mobile: 07957 324631
Fax: 0161 972 0113.
davidtonge@ntlworld.com

Friday 21 November 2008

Self Certification

This type of mortgage is provided by a number of lenders to speed up their processing, or solve the proof of income problems of their proposed borrowers, depending on the amount they wish to borrow and type of loan to be taken.

Ideal for the self-employed with no accounts, or those who deal direct with the Inland Revenue and yet to instruct an accountant, or the newly self-employed, we could help.

Those who are salaried can also use the scheme, they maybe unable to prove bonus payments or overtime, or have a second job such as bar work, we can help.

The 'affordability calculator' is becoming a common way for many lenders to work out the amount that can be borrowed, leading to higher than normal lending. Calculated from your disposable income, after deducting any ongoing commitments.

Remember. Mortgages are personal to you - your circumstances, your lifestyle and your budget.

Do you really want to make the biggest purchase of your life without talking to David Tonge Financial Services first

Call us now 0161 976 2016 or 07957 324631

Your home may be repossessed if you do not keep up repayments on your mortgage